YOUR IDENTITY WAS STOLEN. TAKE IT BACK — LEGALLY.
An attorney coordinates every step of recovery so you're not spending hours on hold with banks, bureaus, and creditors.
Your attorney handles disputes, fraud alerts, creditor letters, and legal action — so you can focus on your life, not a second job cleaning up the mess.
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Identity theft recovery is already exhausting and expensive — the last thing you need is a $400/hour attorney bill on top of it.
A legal plan gives you immediate access to an attorney who coordinates your entire recovery across credit bureaus, collectors, creditors, and the IRS at a flat monthly rate that doesn't add to the financial damage you're already dealing with.
Identity theft victims face simultaneous attacks: fraudulent accounts dragging down their credit, collectors calling for debts they never incurred, potential IRS tax fraud from someone filing a return in their name, and compromised financial accounts. Fully recovering requires coordinating dispute letters, fraud alerts, credit freezes, FTC reports, creditor notifications, and sometimes lawsuits — all at the same time.
An attorney handles every front simultaneously — disputing fraudulent tradelines with credit bureaus, stopping collectors from pursuing debts you don't owe, resolving IRS identity theft, and building the legal documentation that protects you from future claims on the same stolen information.
Your attorney submits identity theft disputes to all three bureaus simultaneously, attaching your FTC Identity Theft Report and all supporting documentation. Bureaus must block fraudulent information within 4 business days of receiving a valid identity theft report — your attorney ensures every requirement is met to trigger this expedited removal process.
Your attorney guides you through filing the official FTC Identity Theft Report at IdentityTheft.gov — a document that gives you specific legal rights that a standard police report doesn't provide. This report is the foundation for all creditor and bureau disputes, and your attorney ensures it's completed accurately and comprehensively for maximum legal effect.
Collectors pursuing you for debts incurred through identity theft are legally prohibited from continuing collection once you provide proper documentation. Your attorney sends certified dispute letters to every collector, provides the FTC report as legal evidence, and files FDCPA complaints against any collector that continues pursuing a fraudulent debt after proper notice.
When someone files a tax return using your Social Security number, the IRS rejects your legitimate return and the resolution process can take 12–18 months without proper guidance. Your attorney advises on filing IRS Form 14039 (Identity Theft Affidavit), obtaining an Identity Protection PIN, and responding to IRS correspondence related to fraudulent returns.
Your attorney advises on immediate containment — placing credit freezes at all three bureaus, filing fraud alerts, filing the FTC Identity Theft Report, and notifying affected financial institutions. All actions are documented with certified mail receipts and written confirmation to build the legal record needed for every dispute that follows.
Formal identity theft disputes go to all three bureaus with your FTC report attached — triggering the 4-business-day expedited blocking process. Collectors pursuing fraudulent debts receive certified dispute letters with legal notice. Each fraudulent account is systematically disputed, tracked, and confirmed deleted before the next round begins.
With fraudulent accounts removed and collectors stopped, your attorney confirms your credit reports are clean, advises on obtaining an IRS Identity Protection PIN, and outlines ongoing monitoring practices. The documentation built throughout the process protects you if the same stolen information resurfaces months or years later.
An official FTC Identity Theft Report — filed at IdentityTheft.gov — gives you rights beyond what a police report provides. Credit bureaus must block fraudulent information within 4 business days of receiving the report. Creditors must provide you with records of fraudulent transactions. Collectors must stop pursuing debts identified as fraudulent. Your attorney ensures the report is properly used at every step.
A credit freeze — now free at all three bureaus under federal law — prevents new creditors from accessing your credit file, making it impossible for thieves to open new accounts in your name. Unlike fraud alerts, which last only one year, credit freezes remain in place until you lift them. Your attorney advises on when and how to freeze and temporarily lift freezes when you need credit yourself.
Once you provide a collector with proper identity theft documentation — including your FTC report — they are legally prohibited from continuing to collect the debt. Any further collection attempts after proper notice are FDCPA violations that entitle you to statutory damages. Your attorney sends the required notices and pursues violations when collectors ignore them.
A credit freeze at all three bureaus prevents thieves from opening additional accounts in your name while your recovery is underway — stopping the damage from expanding while existing fraud is addressed.
Every account opened fraudulently in your name is disputed and blocked using the expedited identity theft process — removing the credit damage caused by accounts you never opened or authorized.
Collectors calling for debts incurred by the thief receive legal notice that the debt is the result of identity theft — with FDCPA complaints filed against any collector that continues pursuing a fraudulent obligation.
If someone filed a tax return using your Social Security number, your attorney guides the IRS recovery process — filing Form 14039, obtaining an Identity Protection PIN, and responding to IRS correspondence until the issue is fully resolved.
Identity theft can extend beyond financial accounts to driver's licenses, government benefits, and medical records. Your attorney advises on the specific steps for each type of identity fraud affecting your name and records.
The documentation built during recovery — FTC reports, certified dispute letters, deletion confirmations — protects you if the same stolen information resurfaces later, giving you a paper trail that proves prior resolution.
Finding unfamiliar accounts on your credit report is the most common sign of identity theft. An attorney disputes every fraudulent account simultaneously and blocks re-insertion of the same information.
Receiving collection calls or bills for credit cards, medical procedures, or utilities you never used means your information is being actively exploited. Legal action stops collection and removes the underlying fraudulent accounts.
IRS rejection of your return because one was already filed in your name is a specific form of identity theft that requires a separate legal recovery process — including an Identity Theft Affidavit and Identity Protection PIN.
SSN fraud can affect employment records, government benefits, tax accounts, and credit simultaneously. Your attorney coordinates the multi-agency response needed to address all the ways your SSN has been compromised.
Medical identity theft can corrupt your health records with the thief's diagnoses and treatments — creating life-threatening inaccuracies. Your attorney helps you correct medical records and remove fraudulent insurance claims.
Data breach victims should act before fraud appears — placing credit freezes, enrolling in breach-provided monitoring, and understanding their legal rights against the breached company, which your attorney evaluates.
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"Someone opened six credit cards and two personal loans in my name. My attorney filed the FTC report, sent disputes to all three bureaus simultaneously, and had all eight accounts blocked within three weeks. I couldn't have managed that alone."
"I got a letter from the IRS saying my return had already been filed. My attorney guided me through Form 14039, helped me respond to IRS correspondence, and got me an Identity Protection PIN. It took nine months but it was fully resolved."
"A collector kept calling me for a medical bill from a procedure I never had. My attorney sent them the FTC report as legal notice and threatened an FDCPA suit when they called again. The calls stopped that week and the account was removed from my credit."
"My information was in a major data breach. My attorney helped me freeze all three bureaus, dispute the two fraudulent accounts that appeared, and understand what legal rights I had against the company that was breached. Proactive help before it got worse."